Rick Shriver

These two men are in critical condition and fighting for their lives. Yesterday we met with a client and 70 of their employees to share this story and prevent others from experiencing similar. They crashed a work truck going 70+ mph when they hit a slippery patch in the road. Please pray for them. At Federated Insurance we have a 4-point plan that we implement to help prevent tragedy. If your agent isn't doing this, they aren't doing their job. How is your employer protecting you? What are you doing to protect your employees? Call me / text me / email me. Here to serve you 🫵 Have you been in a serious accident? Please share your story below. Do you know anyone who has passed away on the road? Honor them below. God bless 🙏✝️ Dan ***** Follow + bell @Dan for more on small business, insurance & sales ♻️ repost to help keep our roads safe. "The Lord is good, a refuge in times of trouble. He cares for those who trust in him." - Nahum 1:7

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Let’s talk tree limbs. I know it can fee wrong to cut down healthy tree pimps in general, but remember insurance carriers do not like to see them grow over your roof line. You should trim them back so there’s nothing but blue sky above your roof. The consequence of having leaving tree limbs spreading over your roof could result in becoming non renewed by your current carrier or being declined for a new one. Let’s talk insurance📱, send a note, get a quote Become a client of the Melissa Bankard Farmers Insurance Agency• 972-761-9333•auto 🚘/ home 🏠/ retirement solutions💰/ life 👨‍👩‍👧 /business 🏙/ motorcycle 🏍 / boat🛥/ landlord insurance 🏡

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And... We need to be flexible enough to be able to bend without breaking. We need to be able to do what we do without being confined to one single space. We need to be constantly growing so that we can find the space to be where we need to be and to do what we need to do. #keeplearning

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**Tornado Alert: What You Need to Know About Your Insurance Coverage** In light of the recent tornado that swept through our area, our hearts go out to everyone affected. As we focus on safety and recovery, it's also important to understand how your insurance coverage can help during this time. **Key Points to Consider:** 1. **Review Your Policy:** Take a moment to review your homeowner's or renter's insurance policy. Most standard policies cover wind damage, including tornadoes, but it's essential to know the specifics of your coverage, including your deductible amount versus the cost of the damage. 2. **Document the Damage:** If your property has been affected, document everything. Take photos and videos of the damage before you start any clean-up. This will be crucial when filing a claim. 3. **File Your Claim Promptly:** Contact your insurance provider as soon as possible to start the claims process. The sooner you file, the sooner you can begin the road to recovery. 4. **Fraud Alert:** Unfortunately, natural disasters can attract scammers. Be wary of unsolicited offers for repairs or assistance. Always verify the credentials of anyone you hire and consult your insurance provider for approved vendors. Our team is here to support you through this challenging time. If you have any questions or need assistance with your claim, please don't hesitate to reach out. Stay safe, and together, we'll rebuild stronger.

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Critical Illness Insurance 101: What Is It? Who Needs It? If you've been fortunate, you may not have had the need to utilize critical illness insurance, also known as catastrophic illness insurance. It's possible that you're not even familiar with it. However, in the case of a major health crisis such as cancer, a heart attack, or a stroke, critical illness insurance could be the sole barrier preventing you from facing financial devastation. Many individuals believe they are fully safeguarded by a standard health insurance policy, but the astronomical expenses associated with treating life-threatening diseases typically surpass the coverage limits of any plan. Keep reading to delve into critical illness insurance and determine if it's a consideration for you and your loved ones. Critical illness insurance provides a benefit if you experience one or more of the following medical emergencies: ✓ Heart attack ✓ Stroke ✓ Organ transplants ✓ Cancer ✓ Coronary bypass Because these illnesses require extensive medical care and treatment, their costs can outstrip a family’s medical insurance policy quickly. Critical illness insurance provides coverage for expenses that traditional insurance may not cover. Additionally, the funds can be utilized for non-medical expenses associated with the illness, such as transportation and childcare. Generally, the policyholder will receive a one-time payment to address these expenses. The coverage limits vary, with potential eligibility for sums ranging from a few thousand dollars to as much as $100,000, contingent on the specifics of the policy. The pricing of the policy is influenced by several factors, including the coverage amount and scope, the gender, age, and health condition of the policyholder, as well as the family's medical history. If you need help let me know.

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Drunk driving and drowsy driving increases every year during the holidays. That is why December was designated National Impaired Driving Awareness Month. Holiday cheer shouldn't come with regrets. Plan ahead—if you're celebrating, have a designated driver. 📍5235 W Baseline Rd Ste 101 Laveen, AZ 85339 ☎️ (602) 304-1911 #goodneighbor #statefarm #laveen #arizona #laveeninsurance #youragentderrickspencer #derrickspencerinsurance

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